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Behind on your electric or gas bill? Here is every program that can help.

State grants paid straight to your utility, the rules that stop a disconnection, payment arrangements, and emergency funds for the gap. Written by people who process these applications every day. Free, from a Maryland nonprofit.

Shut-off notice in hand?

Call now and a program volunteer will tell you which programs fit and help you apply today.

Example
Electric billPast due
Past-due balance$640.00
Current charges$124.50
OHEP arrearage grant−$640.00
Amount due$124.50

Grants are paid to your utility directly and appear as a credit on your account. Amounts vary by household. Figures are illustrative.

Today

Do these three things today

In this order. Each one can stop the clock on a shut-off, and together they usually solve the balance.

  1. Call your utility

    Ask for a payment arrangement and tell them if anyone in the home is seriously ill or uses medical equipment. That sentence alone can pause the clock. If the forecast is freezing or extreme heat, say so.

  2. Apply for OHEP

    One state application opens heating help, electric help and past-due balance help. Apply even if you think you are over the limit; many working families qualify. Apply online through myMDTHINK or at your local OHEP office.

  3. Call us

    (443) 222-1221. We will tell you which programs fit your situation and help you get the paperwork through. It is free, and we never sell your information.

State programs

State energy assistance through OHEP

The Office of Home Energy Programs (OHEP) is Maryland's energy assistance office, part of the Department of Human Services. It runs the programs most people mean when they say "LIHEAP." One application is considered for all of them, and you reapply each program year. Grants are paid to your utility or fuel supplier, never to you.

MEAP

Maryland Energy Assistance Program

A grant toward your home heating bill (electric, gas, oil, propane or wood). Paid directly to your fuel supplier or utility.

EUSP

Electric Universal Service Program

Help with your current electric bill, spread across the year. Often pairs with budget billing so monthly payments stay predictable.

Arrearage Retirement

Past-due balance help

A one-time grant toward a large past-due electric balance, which is usually what triggers a shut-off notice in the first place.

USPP

Utility Service Protection Program

Year-round protection from shut-off for MEAP-eligible households that keep up with an agreed budget-billing plan.

How to apply

Have these ready

  • ✓Photo ID for the applicant
  • ✓Social Security numbers (or proof of application) for everyone in the household
  • ✓Proof of income for the last 30 days for every adult (pay stubs, benefits letters, or a statement if there is no income)
  • ✓Your most recent utility bill, and the shut-off notice if you have one

Income limits are based on household size and change each program year. Apply even if you are unsure; we see working families qualify every week.

Maryland PSC rules

The rules that stop a shut-off

Maryland Public Service Commission rules restrict when a utility can disconnect a home for non-payment. None of these erase the balance. They buy time, and the time is for getting assistance in place.

November 1 to March 31

The winter affidavit rule

Before disconnecting a residential customer for non-payment during the winter season, a utility must file an affidavit with the Commission. Shut-offs still happen in winter, but only after that process, so a notice dated in winter is the moment to ask for a payment arrangement and apply for OHEP.

Freezing forecast

The 32-degree rule

No shut-off for non-payment on a day when the forecast calls for a temperature of 32°F or below. If you get a notice during a cold snap, tell the utility the date and the forecast.

Extreme heat forecast

The 95-degree rule

No shut-off for non-payment on a day when the forecast calls for 95°F or above. Maryland has no summer season rule to match the winter one; we are asking the Commission for one.

Serious illness or medical equipment

Medical certification: 30 days

If a licensed physician or other qualified practitioner certifies that losing service would endanger someone's health, your utility must postpone the shut-off for 30 days, and the certification can be renewed. Ask your utility for its medical certification form, have the doctor complete it, and send it back right away. If power runs medical equipment in your home (oxygen, CPAP, dialysis, refrigerated medication), our Critical Medical Needs Program can coordinate the case with OHEP and your utility.

These summaries follow Maryland PSC rules as we understand them; the utility and the Commission apply the details. If a utility will not honor a protection you believe applies, the Commission's consumer affairs office takes complaints, and we can help you file one.

Your utility

What your utility can do right now

BGE, Pepco, Delmarva Power, Potomac Edison, SMECO, Washington Gas, and the municipal and co-op utilities all have tools that do not require a grant. Ask for them by name:

Emergency help

When state help is not enough, or not fast enough

Then lower the next bill

Assistance gets you through this month. These shrink the next one.

Once the balance is handled, the same household that qualified for OHEP usually qualifies for the income-qualified community solar discount, where a credit appears on your bill with nothing to install, plus a no-charge home energy check-up. The Savings Finder lists what fits in 60 seconds.

Questions

What people ask us when the notice arrives

Still unsure? Call (443) 222-1221 or request a callback. Free, confidential, and we never sell your information.

My power is scheduled to be shut off this week. What do I do first?
Call your utility today and ask for a payment arrangement. Tell them if anyone in the home is seriously ill or uses medical equipment. Then apply for OHEP and call us at (443) 222-1221. If the forecast is freezing or extreme heat, say so; Maryland PSC rules restrict shut-offs on those days.
Does OHEP pay me or the utility?
The utility. OHEP grants go directly to your electric, gas or fuel provider and show up as a credit on your account. You never handle the money.
I work full time. Can I still qualify?
Possibly. OHEP income limits depend on household size and change each program year, and many working families qualify. Apply even if you are unsure; the application is considered for every OHEP program at once.
Can my power be shut off in winter?
It is restricted, not banned. Under Maryland PSC rules, from November 1 to March 31 a utility must file an affidavit with the Commission before it disconnects a residential customer for non-payment, and no shut-off may happen on a day the forecast calls for 32 degrees or below. A medical certification can postpone a shut-off for 30 days in any season.
My power is already off. Can these programs turn it back on?
Often, yes. Tell your utility and OHEP that service is already off; a pending OHEP grant plus a payment arrangement is frequently enough to restore it. Call us and we will help you push the paperwork through quickly.

More ways to lower your bill

Every program Maryland offers, in one place

See all options

This guide is free because people give. Utility Advisor Inc is a Maryland 501(c)(3). Your gift keeps the phone line answered and the power on for a household in crisis.

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